Is there any connection of your financial status with your present relationship status? Of course, there is some deep connection. People who are in financial stress may not be settled down in a steady relationship because of obvious reasons. First of all, they may not feel confident to date someone with the poor financial condition. Secondly, people may not feel comfortable to spend time with partners who have the pressure of huge debts. Thus this becomes a common cause of confusion that whether you should date someone with debts or not. However, the answer is not as straightforward as the question is. There are several factors that you have to consider before you take any final call.
Who Is In Debt
Who is in debt in the relationship? Is it you or your partner? If both of you have debts, then you should not go further in such a relationship. Because managing two debts simultaneously may not be an easy matter for you. If one has the debt and the other one does not then the situation can be manageable easily. If you think that you are serious about the relationship and can manage the financial downtime of your partner without any difficulties because of your steady income, then you can go ahead.
Planning The Future
If you are dating someone casually then the matter is not a serious one, but when you are seeing someone sincerely, then you need to think about your future. Both of you may wish to buy a house and live together. In such condition, you have to ensure that you can get easy home loans. If you have bad credit scores because of your previous debts, then the loan may not be approved. On the other hand, if your partner’s credit report is miserable then also you should think twice before investing in buying that property. To know the current credit report you can click here.
Always Be Reasonable
You should not and hope you would never pick your partner after checking his or her bank balance, but applying some rationality is not bad at all. You should choose someone who has similar goals regarding the financial planning. On the other hand, if you find someone who is more rational and systematic regarding financial matters then you should try to make your bond stronger. This type of people can help you to change your habit of overspending, and you can live a financially stable life together by eliminating the threats of debts.
Do Not Be Rude
When you are dating someone who has the pressure of debt, you should not behave rudely to him or her. Try to understand the factors that are responsible for that huge debt. It may be a sudden reception, health issues or loss in business. Check whether the person will be able to repay that debt on time or not. Ensure that he or she has an honest intention of paying that debt and getting back the peace of life. Discuss the financial matters with your partner when you two are planning to live together in the same house.